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Published: 2017-08-20   

Lupa, bahay o condo?

Kapag nakakaluwag na sa monthly budget dahil sa mas malaking sweldo, hindi malayong ma-i-consider ang pagbili ng property sa Pilipinas.

Kapag nakakaluwag na sa monthly budget dahil sa mas malaking sweldo, hindi malayong ma-i-consider ang pagbili ng property sa Pilipinas.

Sino ba naman ang ayaw magkaroon ng sariling bahay at lupa, hindi ba? And the question OFW buyers usually face is: Ano ba ang mas magandang bilhin, lupa, bahay, o condo?

Maraming factors ang involved dito, and depende talaga ito sa pangangailangan mo, pati na rin sa lifestyle at plano mo sa buhay.

Here is a guide that can help you in making that decision:

Lupa

Land appreciates, that’s one pro. Kung hindi ka rin naman nagmamadali na magkaroon ng bahay dahil wala pa namang titira, pwedeng kumuha ng lupa.

In some cases, may mga lupa na pwedeng pagkakitaan by creating a farm out of it. Pwedeng magtanim ng crops, fruits and vegetables o kaya mga puno para isang timber business. But like all investments, depende pa rin sa location.

It also gives you the flexibility to build a house that you would love coming home to for the rest of your life. Yun nga lang, hindi rin biro ang gastos (at stress) sa pagpapagawa ng bahay from scratch. Kailangan handa ka para dito at maayos ang plano.

Bahay

Kung meron kang nakitang house and lot na pasok sa budget at pasok sa pangarap mong magkaroon ng sariling tahanan, bakit naman hindi? Di ba?

Ito, pang-retiro na talaga. If you’re looking for a place to come home to for good, that’s got to be a house, right? Iba pa rin ‘yung may sarili kang bahay.

Pwede mo pa itong ipamana sa mga anak at mga apo mo. The good thing is, marami nang affordable house and lot options sa Pilipinas, depende kung saan kayo sa atin.

But if, let’s say, you get the house at na-i-turnover na ito sa’yo after a while, pero hindi ka pa ready umuwi, kailangan mong isipin yung mag-aasikaso ng bahay. Syempre may mga kailangan ka nang i-maintain sa bahay, ready ka na ba para sa responsibility na ito, emotionally and financially?

Condo

Condo units have always been a favorable option for OFWs, dahil pwede itong paupahan habang nagtatrabaho ka pa sa ibang bansa.

It’s hitting two birds with one stone. You get to own a place, tapos habang hindi mo pa ito titirahan, pwedeng pagkakitaan muna.

Also, condos provide a great deal of amenities—swimming pool, gym, etc—plus, may security pa.

The best buildings in the market are also found in the heart of the city—close to everywhere, so hindi ka mahihirapan bumiyahe kung saan mo man gustong pumunta.

Be prepared, however, for monthly dues and maintenance. And if you’re planning to rent it out, make sure that you can manage it.

Whether you’re looking for a piece of land, house and lot ,or condo, mas practical bumili ng mga pre-selling properties sa mga areas na dinedevelop pa lang. That is how you can get the most out of your money.

So keep yourself updated, and always be on the lookout for good deals. Check our Classifieds from time to time, baka maka-jackpot ka ng perfect property investment.

Souqpinoy.com

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